/* ==========================================================
   保险经纪平台 · 学习复现 Demo —— 全局样式
   纯静态站点，无第三方依赖
   ========================================================== */
:root{
  --brand:#2B5CFF;
  --brand-dark:#1A3FD6;
  --brand-soft:#EAF1FF;
  --price:#FF4E3D;
  --bg:#F4F6FA;
  --card:#FFFFFF;
  --text:#1F2430;
  --text2:#6B7280;
  --text3:#9AA1AE;
  --border:#EDF0F5;
  --radius:12px;
  --shadow:0 1px 3px rgba(16,24,40,.06),0 1px 2px rgba(16,24,40,.04);
  --shadow-hover:0 12px 28px rgba(16,24,40,.12),0 4px 8px rgba(16,24,40,.06);
  /* 布局可配置项（由 JS 覆盖） */
  --grid-cols:4;
  --gap:14px;
  --card-pad:16px;
  --card-title-size:15px;
  --ok:#10A96A;
  --warn:#FF8126;
  --danger:#F5453D;
}
*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  font-family:-apple-system,BlinkMacSystemFont,"PingFang SC","Microsoft YaHei","Helvetica Neue",Helvetica,Arial,sans-serif;
  background:var(--bg);color:var(--text);font-size:14px;line-height:1.5;
  -webkit-font-smoothing:antialiased;
  padding-top:98px; /* topbar 34 + header 64 */
}
a{text-decoration:none;color:inherit;}
li{list-style:none;}
button{font-family:inherit;cursor:pointer;border:none;background:none;color:inherit;font-size:inherit;}
input,select,textarea{font-family:inherit;font-size:inherit;color:inherit;}
table{border-collapse:collapse;width:100%;}

/* ================= 顶部细导航 ================= */
.topbar{background:#F7F8FA;border-bottom:1px solid var(--border);font-size:12px;color:var(--text2);
  position:fixed;top:0;left:0;right:0;z-index:200;}
.topbar-inner{max-width:1220px;margin:0 auto;padding:0 20px;height:34px;display:flex;align-items:center;justify-content:space-between;}
.topbar-left,.topbar-right{display:flex;align-items:center;gap:16px;}
.topbar a:hover{color:var(--brand);}
.vr{width:1px;height:12px;background:#DDE1E8;}

/* ================= 主导航 ================= */
.header{background:#fff;position:fixed;top:34px;left:0;right:0;z-index:200;box-shadow:0 1px 0 var(--border);}
.header-inner{max-width:1220px;margin:0 auto;padding:0 20px;height:64px;display:flex;align-items:center;gap:24px;}
.logo{display:flex;align-items:center;gap:9px;flex-shrink:0;}
.logo-mark{width:34px;height:34px;border-radius:9px;background:linear-gradient(135deg,var(--brand),#00C6FF);
  display:flex;align-items:center;justify-content:center;box-shadow:0 3px 8px rgba(43,92,255,.28);}
.logo-mark svg{width:20px;height:20px;}
.logo-text{font-size:18px;font-weight:700;letter-spacing:-.3px;}
.logo-text span{color:var(--brand);}
.logo-slogan{font-size:11px;color:var(--text3);margin-top:-2px;}
.cats{display:flex;align-items:center;gap:2px;flex:1;overflow:hidden;}
.cat{padding:6px 13px;border-radius:16px;font-size:14px;transition:.18s;white-space:nowrap;}
.cat:hover{color:var(--brand);}
.cat.active{background:var(--brand-soft);color:var(--brand);font-weight:600;}
.search{width:200px;height:34px;background:var(--bg);border-radius:17px;display:flex;align-items:center;
  padding:0 12px;gap:6px;border:1px solid transparent;transition:.2s;flex-shrink:0;}
.search:focus-within{border-color:var(--brand);background:#fff;}
.search input{border:none;background:none;outline:none;font-size:13px;flex:1;width:100%;}
.header-actions{display:flex;align-items:center;gap:14px;font-size:13px;color:var(--text2);flex-shrink:0;}
.header-actions a:hover{color:var(--brand);}
.btn-login{background:var(--brand);color:#fff!important;padding:6px 16px;border-radius:16px;}
.btn-login:hover{background:var(--brand-dark);}
.user-chip{display:flex;align-items:center;gap:6px;padding:4px 12px;border-radius:16px;background:var(--brand-soft);color:var(--brand);}
.user-chip b{font-weight:600;max-width:90px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;}

/* ================= 容器 ================= */
.wrap{max-width:1220px;margin:0 auto;padding:20px;}
.page-title{font-size:20px;font-weight:700;margin-bottom:4px;}
.page-sub{font-size:13px;color:var(--text2);margin-bottom:16px;}
.card-panel{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:18px;}

/* ================= 横幅 ================= */
.banner{background:linear-gradient(120deg,var(--brand) 0%,#4F7BFF 45%,#00C6FF 100%);
  border-radius:16px;padding:26px 32px;color:#fff;margin-bottom:18px;display:flex;
  align-items:center;justify:space-between;box-shadow:0 8px 24px rgba(43,92,255,.2);
  position:relative;overflow:hidden;}
.banner::after{content:"";position:absolute;right:-40px;top:-60px;width:220px;height:220px;background:rgba(255,255,255,.12);border-radius:50%;}
.banner::before{content:"";position:absolute;right:60px;bottom:-70px;width:140px;height:140px;background:rgba(255,255,255,.08);border-radius:50%;}
.banner h1{font-size:21px;font-weight:700;margin-bottom:6px;position:relative;z-index:2;}
.banner p{font-size:13px;opacity:.92;position:relative;z-index:2;}
.banner-note{background:rgba(255,255,255,.18);border:1px solid rgba(255,255,255,.3);padding:8px 18px;
  border-radius:20px;font-size:13px;position:relative;z-index:2;}

/* ================= 工具条 ================= */
.toolbar{background:#fff;border-radius:var(--radius);padding:12px 18px;margin-bottom:16px;
  display:flex;align-items:center;justify-content:space-between;box-shadow:var(--shadow);flex-wrap:wrap;gap:10px;}
.toolbar-left{display:flex;align-items:center;gap:8px;flex-wrap:wrap;}
.chip{padding:5px 14px;border-radius:15px;font-size:13px;color:var(--text2);border:1px solid var(--border);transition:.18s;background:#fff;}
.chip:hover{border-color:var(--brand);color:var(--brand);}
.chip.active{background:var(--brand);color:#fff;border-color:var(--brand);}
.count{font-size:13px;color:var(--text2);}
.count b{color:var(--price);font-weight:600;}

/* ================= 产品网格 ================= */
.grid{display:grid;grid-template-columns:repeat(var(--grid-cols),minmax(0,1fr));gap:var(--gap);}
.pcard{background:var(--card);border-radius:var(--radius);padding:var(--card-pad);box-shadow:var(--shadow);
  position:relative;display:flex;flex-direction:column;border:1px solid transparent;
  transition:transform .22s cubic-bezier(.2,.8,.3,1),box-shadow .22s;}
.pcard:hover{transform:translateY(-4px);box-shadow:var(--shadow-hover);border-color:#E3E9FF;}
.badge{position:absolute;top:0;left:0;background:linear-gradient(135deg,#FF6A3D,#FF3B30);color:#fff;
  font-size:11px;padding:3px 9px;border-radius:12px 0 12px 0;font-weight:600;}
.badge.hot{background:linear-gradient(135deg,#FF9F1C,#FF6A3D);}
.badge.new{background:linear-gradient(135deg,#12B76A,#0BA360);}
.pcard-title{font-size:var(--card-title-size);font-weight:600;line-height:1.45;margin-bottom:6px;
  display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden;min-height:43px;}
.pcard-title .insurer{color:var(--text2);font-weight:500;}
.pcard-desc{font-size:12.5px;color:var(--text2);line-height:1.6;margin-bottom:10px;
  display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden;min-height:40px;}
.tags{display:flex;flex-wrap:wrap;gap:5px;margin-bottom:12px;min-height:22px;}
.tag{font-size:11px;padding:2px 7px;border-radius:4px;white-space:nowrap;}
.tag-o{background:#FFF2E8;color:#FF8126;}
.tag-b{background:#EAF1FF;color:#2B5CFF;}
.tag-g{background:#E8F8F0;color:#10A96A;}
.tag-p{background:#F3EBFF;color:#8B5CF6;}
.tag-r{background:#FFEBEC;color:#F5453D;}
.tag-c{background:#E6F7FF;color:#0891B2;}
.pcard-foot{margin-top:auto;display:flex;align-items:flex-end;justify-content:space-between;padding-top:10px;border-top:1px dashed var(--border);}
.price{color:var(--price);font-weight:700;font-size:20px;line-height:1.1;}
.price small{font-size:12px;font-weight:500;}
.price .unit{color:var(--text3);font-size:11px;font-weight:400;margin-left:3px;}
.reviews{font-size:11.5px;color:var(--text3);margin-top:3px;}
.btn{padding:7px 18px;border-radius:18px;font-size:13px;font-weight:500;transition:.2s;white-space:nowrap;display:inline-block;text-align:center;}
.btn-primary{background:var(--brand);color:#fff;}
.btn-primary:hover{background:var(--brand-dark);box-shadow:0 4px 12px rgba(43,92,255,.32);}
.btn-ghost{background:var(--brand-soft);color:var(--brand);}
.btn-ghost:hover{background:#DCE7FF;}
.btn-outline{background:#fff;color:var(--text2);border:1px solid var(--border);}
.btn-outline:hover{border-color:var(--brand);color:var(--brand);}
.btn-lg{padding:11px 32px;border-radius:22px;font-size:15px;}
.btn-block{display:block;width:100%;}
.btn:disabled{opacity:.45;cursor:not-allowed;}
.btn-danger{background:#fff;color:var(--danger);border:1px solid #FFD5D3;}
.btn-danger:hover{background:#FFF1F0;}
.empty{grid-column:1/-1;text-align:center;padding:60px 0;color:var(--text3);}
.empty-icon{font-size:40px;margin-bottom:10px;opacity:.4;}

/* 布局开关 */
body.hide-badge .badge{display:none;}
body.hide-review .reviews{display:none;}
body.hide-tag .tags{display:none;}
body.hide-desc .pcard-desc{display:none;}

/* ================= 详情页 ================= */
.crumb{font-size:12.5px;color:var(--text3);margin-bottom:14px;}
.crumb a:hover{color:var(--brand);}
.detail-head{background:#fff;border-radius:14px;box-shadow:var(--shadow);padding:24px;display:grid;
  grid-template-columns:1fr 300px;gap:28px;margin-bottom:16px;}
.dh-badge{display:inline-block;background:linear-gradient(135deg,#FF6A3D,#FF3B30);color:#fff;
  font-size:12px;padding:3px 10px;border-radius:4px;margin-bottom:10px;}
.dh-title{font-size:22px;font-weight:700;line-height:1.4;margin-bottom:8px;}
.dh-desc{font-size:13.5px;color:var(--text2);line-height:1.7;margin-bottom:14px;}
.dh-meta{display:flex;gap:26px;padding:14px 0;border-top:1px dashed var(--border);border-bottom:1px dashed var(--border);margin-bottom:14px;}
.dh-meta div{font-size:12px;color:var(--text3);}
.dh-meta b{display:block;font-size:15px;color:var(--text);font-weight:600;margin-top:3px;}
.buy-box{background:#FAFBFF;border:1px solid var(--border);border-radius:12px;padding:18px;position:sticky;top:110px;}
.buy-price{color:var(--price);font-weight:700;font-size:30px;line-height:1.1;}
.buy-price small{font-size:15px;}
.buy-price .unit{font-size:12px;color:var(--text3);font-weight:400;}
.buy-tip{font-size:12px;color:var(--text3);margin:6px 0 14px;}
.opt-group{margin-bottom:12px;}
.opt-label{font-size:12.5px;color:var(--text2);margin-bottom:6px;}
.opt-row{display:flex;gap:8px;flex-wrap:wrap;}
.opt{padding:6px 12px;border:1px solid var(--border);border-radius:8px;font-size:13px;background:#fff;transition:.18s;}
.opt:hover{border-color:var(--brand);color:var(--brand);}
.opt.on{border-color:var(--brand);background:var(--brand-soft);color:var(--brand);font-weight:600;}
.section{background:#fff;border-radius:14px;box-shadow:var(--shadow);padding:22px;margin-bottom:16px;}
.section h2{font-size:16px;font-weight:700;margin-bottom:14px;padding-left:10px;border-left:3px solid var(--brand);}
.plan-table{font-size:13px;}
.plan-table th{background:#FAFBFF;color:var(--text2);font-weight:600;text-align:left;padding:10px 12px;border-bottom:1px solid var(--border);}
.plan-table td{padding:11px 12px;border-bottom:1px solid var(--border);vertical-align:top;}
.plan-table tr:last-child td{border-bottom:none;}
.plan-table td:nth-child(2){font-weight:600;color:var(--brand);white-space:nowrap;}
.highlight-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:12px;}
.hl{background:#FAFBFF;border-radius:10px;padding:14px;}
.hl b{display:block;font-size:13.5px;margin-bottom:4px;}
.hl span{font-size:12.5px;color:var(--text2);line-height:1.6;}
.notice-list li,.faq-list li{padding:9px 0;border-bottom:1px dashed var(--border);font-size:13px;color:var(--text2);line-height:1.7;}
.notice-list li:last-child,.faq-list li:last-child{border-bottom:none;}
.faq-list b{display:block;color:var(--text);margin-bottom:3px;}
.dot{display:inline-block;width:5px;height:5px;border-radius:50%;background:var(--brand);margin-right:8px;vertical-align:2px;}

/* ================= 表单 ================= */
.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px 18px;}
.field{display:flex;flex-direction:column;gap:6px;}
.field.full{grid-column:1/-1;}
.field label{font-size:13px;color:var(--text2);}
.field label i{color:var(--danger);font-style:normal;}
.field input,.field select,.field textarea{
  border:1px solid var(--border);border-radius:8px;padding:9px 12px;outline:none;background:#fff;transition:.18s;width:100%;}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--brand);box-shadow:0 0 0 3px var(--brand-soft);}
.field .err{font-size:11.5px;color:var(--danger);display:none;}
.field.invalid input,.field.invalid select{border-color:var(--danger);}
.field.invalid .err{display:block;}
.field .hint{font-size:11.5px;color:var(--text3);}

/* ================= 步骤条 ================= */
.steps{display:flex;align-items:center;background:#fff;border-radius:var(--radius);padding:18px 24px;margin-bottom:16px;box-shadow:var(--shadow);}
.step{display:flex;align-items:center;gap:10px;}
.step-num{width:28px;height:28px;border-radius:50%;background:var(--bg);color:var(--text3);
  display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:600;transition:.2s;}
.step-name{font-size:13.5px;color:var(--text3);}
.step.active .step-num{background:var(--brand);color:#fff;}
.step.active .step-name{color:var(--brand);font-weight:600;}
.step.done .step-num{background:var(--ok);color:#fff;}
.step.done .step-name{color:var(--text);}
.step-line{flex:1;height:1px;background:var(--border);margin:0 16px;min-width:30px;}
.step-line.done{background:var(--ok);}

/* ================= 后台 ================= */
.admin-body{display:grid;grid-template-columns:200px 1fr;gap:16px;align-items:start;}
.side{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:10px;position:sticky;top:110px;}
.side-item{display:flex;align-items:center;gap:10px;padding:10px 12px;border-radius:8px;font-size:13.5px;
  color:var(--text2);transition:.18s;width:100%;text-align:left;}
.side-item:hover{background:var(--bg);}
.side-item.on{background:var(--brand-soft);color:var(--brand);font-weight:600;}
.side-title{font-size:11px;color:var(--text3);padding:12px 12px 6px;letter-spacing:.5px;}
.admin-main{min-width:0;}
.stat-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(180px,1fr));gap:12px;margin-bottom:16px;}
.stat{background:#fff;border-radius:var(--radius);padding:16px;box-shadow:var(--shadow);}
.stat .k{font-size:12px;color:var(--text3);}
.stat .v{font-size:24px;font-weight:700;margin-top:4px;}
.stat .v small{font-size:12px;color:var(--text3);font-weight:500;}
.tbl-wrap{overflow-x:auto;}
.tbl{font-size:13px;min-width:700px;}
.tbl th{background:#FAFBFF;color:var(--text2);font-weight:600;text-align:left;padding:11px 12px;
  border-bottom:1px solid var(--border);white-space:nowrap;}
.tbl td{padding:11px 12px;border-bottom:1px solid var(--border);vertical-align:middle;}
.tbl tr:hover td{background:#FAFBFF;}
.tbl .ops{display:flex;gap:6px;}
.tbl .ops button{padding:4px 10px;border-radius:6px;font-size:12px;}
.tbl-name{max-width:280px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;}
.pill{font-size:11px;padding:2px 8px;border-radius:10px;white-space:nowrap;}
.pill-on{background:#E8F8F0;color:#10A96A;}
.pill-off{background:#F1F2F5;color:#9AA1AE;}
.pill-wait{background:#FFF4E5;color:#FF8126;}
.pill-paid{background:#EAF1FF;color:#2B5CFF;}
.pill-done{background:#E8F8F0;color:#10A96A;}
.pill-cancel{background:#F1F2F5;color:#9AA1AE;}
.admin-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px;gap:12px;flex-wrap:wrap;}
.search-sm{width:220px;height:34px;background:#fff;border:1px solid var(--border);border-radius:8px;
  display:flex;align-items:center;padding:0 12px;gap:6px;}
.search-sm input{border:none;outline:none;background:none;flex:1;}
.pager{display:flex;gap:6px;align-items:center;justify-content:flex-end;margin-top:14px;font-size:13px;color:var(--text2);}
.pager button{padding:5px 11px;border:1px solid var(--border);border-radius:6px;background:#fff;}
.pager button.on{background:var(--brand);color:#fff;border-color:var(--brand);}
.pager button:disabled{opacity:.4;cursor:not-allowed;}

/* ================= 弹窗 ================= */
.mask{position:fixed;inset:0;background:rgba(16,24,40,.45);z-index:900;display:none;
  align-items:center;justify-content:center;padding:20px;backdrop-filter:blur(2px);}
.mask.show{display:flex;}
.modal{background:#fff;border-radius:14px;width:100%;max-width:560px;max-height:88vh;display:flex;flex-direction:column;
  box-shadow:0 24px 60px rgba(16,24,40,.28);animation:pop .18s ease-out;}
@keyframes pop{from{opacity:0;transform:translateY(12px) scale(.98);}to{opacity:1;transform:none;}}
.modal-lg{max-width:820px;}
.modal-head{padding:16px 20px;border-bottom:1px solid var(--border);display:flex;align-items:center;justify-content:space-between;}
.modal-head h3{font-size:16px;font-weight:700;}
.modal-close{font-size:20px;color:var(--text3);line-height:1;padding:0 4px;}
.modal-close:hover{color:var(--text);}
.modal-body{padding:20px;overflow-y:auto;}
.modal-foot{padding:14px 20px;border-top:1px solid var(--border);display:flex;justify-content:flex-end;gap:10px;}

/* ================= Toast ================= */
.toasts{position:fixed;top:110px;left:50%;transform:translateX(-50%);z-index:1000;display:flex;flex-direction:column;gap:8px;align-items:center;}
.toast{background:rgba(31,36,48,.94);color:#fff;padding:9px 18px;border-radius:8px;font-size:13px;
  box-shadow:0 8px 24px rgba(16,24,40,.24);animation:tin .2s ease-out;}
.toast.ok{background:rgba(16,169,106,.96);}
.toast.err{background:rgba(245,69,61,.96);}
@keyframes tin{from{opacity:0;transform:translateY(-10px);}to{opacity:1;transform:none;}}

/* ================= 登录/注册 ================= */
.auth-wrap{max-width:960px;margin:0 auto;padding:30px 20px;display:grid;grid-template-columns:1fr 380px;gap:36px;align-items:center;min-height:calc(100vh - 178px);}
.auth-hero h1{font-size:26px;font-weight:700;line-height:1.5;margin-bottom:12px;}
.auth-hero p{font-size:14px;color:var(--text2);line-height:1.9;}
.auth-hero ul{margin-top:18px;display:flex;flex-direction:column;gap:10px;}
.auth-hero li{font-size:13.5px;color:var(--text2);display:flex;align-items:center;gap:8px;}
.auth-card{background:#fff;border-radius:16px;box-shadow:var(--shadow-hover);padding:28px;}
.auth-card h2{font-size:19px;font-weight:700;margin-bottom:4px;}
.auth-card .sub{font-size:12.5px;color:var(--text3);margin-bottom:20px;}
.auth-card .field{margin-bottom:14px;}
.auth-links{display:flex;justify-content:space-between;font-size:12.5px;color:var(--text3);margin-top:14px;}
.auth-links a{color:var(--brand);}
.demo-tip{background:#FFF9E6;border:1px solid #FFE9A8;color:#8A6D1F;border-radius:8px;padding:10px 12px;
  font-size:12px;line-height:1.7;margin-top:16px;}
.captcha-row{display:flex;gap:8px;}
.captcha-row input{flex:1;}
.captcha-box{width:96px;height:38px;border:1px solid var(--border);border-radius:8px;background:var(--brand-soft);
  color:var(--brand);display:flex;align-items:center;justify-content:center;font-weight:700;letter-spacing:3px;
  font-size:16px;user-select:none;flex-shrink:0;}

/* ================= 我的保单 ================= */
.policy-card{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:16px;margin-bottom:12px;}
.pc-top{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;}
.pc-name{font-size:15px;font-weight:600;}
.pc-no{font-size:12px;color:var(--text3);margin-top:3px;font-family:ui-monospace,Menlo,Consolas,monospace;}
.pc-body{display:flex;gap:30px;margin-top:12px;padding-top:12px;border-top:1px dashed var(--border);flex-wrap:wrap;}
.pc-body div{font-size:12px;color:var(--text3);}
.pc-body b{display:block;font-size:14px;color:var(--text);font-weight:600;margin-top:3px;}
.tabs{display:flex;gap:4px;background:#fff;border-radius:var(--radius);padding:6px;box-shadow:var(--shadow);margin-bottom:14px;}
.tabs button{padding:7px 18px;border-radius:8px;font-size:13.5px;color:var(--text2);transition:.18s;}
.tabs button.on{background:var(--brand-soft);color:var(--brand);font-weight:600;}

/* ================= 页脚 ================= */
.footer{background:#fff;margin-top:28px;border-top:1px solid var(--border);padding:26px 0;font-size:12px;color:var(--text3);}
.footer-inner{max-width:1220px;margin:0 auto;padding:0 20px;text-align:center;line-height:2;}
.footer-links{display:flex;justify-content:center;gap:22px;margin-bottom:8px;flex-wrap:wrap;}
.footer-links a:hover{color:var(--brand);}
.disclaimer{background:#FFF9E6;border:1px solid #FFE9A8;color:#8A6D1F;border-radius:8px;padding:10px 16px;
  margin:12px auto 0;max-width:900px;font-size:12px;line-height:1.7;text-align:left;}

/* 悬浮 */
.fab{position:fixed;right:22px;width:44px;height:44px;border-radius:50%;background:#fff;
  box-shadow:0 4px 16px rgba(16,24,40,.14);display:flex;align-items:center;justify-content:center;z-index:90;
  transition:.2s;color:var(--text2);}
.fab:hover{color:var(--brand);transform:translateY(-2px);}
.fab-service{bottom:70px;}
.fab-top{bottom:16px;opacity:0;pointer-events:none;}
.fab-top.show{opacity:1;pointer-events:auto;}

/* 布局设置抽屉 */
.drawer{position:fixed;top:0;right:0;bottom:0;width:320px;background:#fff;z-index:800;
  box-shadow:-8px 0 32px rgba(16,24,40,.16);transform:translateX(100%);transition:transform .26s cubic-bezier(.2,.8,.3,1);
  display:flex;flex-direction:column;}
.drawer{visibility:hidden;}
.drawer.show{transform:none;visibility:visible;}
.drawer-head{padding:16px 18px;border-bottom:1px solid var(--border);display:flex;align-items:center;justify-content:space-between;}
.drawer-head h3{font-size:15px;font-weight:700;}
.drawer-body{padding:18px;overflow-y:auto;flex:1;}
.set-group{margin-bottom:20px;}
.set-group>label{font-size:12.5px;color:var(--text2);display:block;margin-bottom:8px;}
.seg{display:flex;gap:6px;flex-wrap:wrap;}
.seg button{flex:1;min-width:52px;padding:7px 4px;border:1px solid var(--border);border-radius:8px;font-size:12.5px;transition:.18s;background:#fff;}
.seg button.on{border-color:var(--brand);background:var(--brand-soft);color:var(--brand);font-weight:600;}
.switch-row{display:flex;align-items:center;justify-content:space-between;padding:8px 0;font-size:13px;}
.switch{width:40px;height:22px;border-radius:11px;background:#E3E6EC;position:relative;transition:.2s;flex-shrink:0;}
.switch::after{content:"";position:absolute;top:2px;left:2px;width:18px;height:18px;border-radius:50%;
  background:#fff;transition:.2s;box-shadow:0 1px 3px rgba(0,0,0,.2);}
.switch.on{background:var(--brand);}
.switch.on::after{left:20px;}
.theme-dots{display:flex;gap:10px;}
.theme-dots button{width:30px;height:30px;border-radius:50%;border:2px solid transparent;transition:.18s;}
.theme-dots button.on{border-color:var(--text);transform:scale(1.08);}
.drawer-foot{padding:14px 18px;border-top:1px solid var(--border);display:flex;gap:10px;}
.drawer-foot .btn{flex:1;}
.fab-layout{bottom:124px;}

@media(max-width:1100px){
  .detail-head{grid-template-columns:1fr;}
  .buy-box{position:static;}
  .auth-wrap{grid-template-columns:1fr;gap:24px;}
  .auth-hero{display:none;}
}
@media(max-width:900px){
  .cats{overflow-x:auto;scrollbar-width:none;}
  .cats::-webkit-scrollbar{display:none;}
  .search{width:150px;}
  .admin-body{grid-template-columns:1fr;}
  .side{position:static;display:flex;overflow-x:auto;}
  .form-grid{grid-template-columns:1fr;}
}
@media(max-width:640px){
  .header-actions a:not(.btn-login):not(.user-chip){display:none;}
  .topbar-left{display:none;}
  .topbar-inner{justify-content:flex-end;}
  .steps{padding:14px;overflow-x:auto;}
  .step-name{display:none;}
  .banner{padding:20px;}
}

/* ===== 两栏内容区（投保页 / 我的保单） ===== */
.split{display:grid;grid-template-columns:1fr 300px;gap:16px;align-items:start;}
.split-280{display:grid;grid-template-columns:1fr 280px;gap:16px;align-items:start;}

/* ===== 窄屏适配补丁 ===== */
html,body{overflow-x:hidden;}
@media(max-width:900px){
  .grid{grid-template-columns:repeat(2,minmax(0,1fr));}
  .highlight-grid{grid-template-columns:repeat(auto-fill,minmax(180px,1fr));}
  .cats{min-width:0;}
  .split,.split-280{grid-template-columns:1fr;}
  .side-box{position:static!important;}
}
@media(max-width:640px){
  .wrap{padding:12px;}
  .header-inner{gap:10px;padding:0 14px;}
  .search{display:none;}
  .logo-slogan{display:none;}
  .logo-text{font-size:16px;}
  .grid{grid-template-columns:1fr;}
  .highlight-grid{grid-template-columns:1fr;}
  .toolbar{padding:10px 12px;gap:8px;}
  .toolbar-left{gap:6px;}
  .chip{padding:5px 11px;font-size:12.5px;}
  .banner{padding:18px 20px;border-radius:12px;}
  .banner h1{font-size:17px;}
  .banner p{font-size:12px;}
  .banner-note{display:none;}
  .detail-head{padding:16px;}
  .buy-box{padding:14px;}
  .section{padding:16px;}
  .plan-table th,.plan-table td{padding:10px 12px;font-size:12.5px;}
  .fab-layout{display:none;}
  .fab-service{display:none;}
  .footer-links{gap:12px;flex-wrap:wrap;}
  .auth-card{padding:20px;}
  .modal-lg{width:calc(100vw - 24px);}
}
@media(max-width:400px){
  .drawer{width:100%;}
  .stat-grid{grid-template-columns:repeat(2,minmax(0,1fr));}
}

/* ============ 加载态 ============ */
.loading{padding:40px;text-align:center;color:var(--text3);font-size:13px;}
.loading::after{content:"";display:inline-block;width:14px;height:14px;margin-left:8px;
  border:2px solid var(--border);border-top-color:var(--brand);border-radius:50%;
  animation:spin .7s linear infinite;vertical-align:-2px;}
@keyframes spin{to{transform:rotate(360deg);}}

/* ============ 页脚多列 ============ */
.footer-cols{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:left;margin-bottom:16px;}
.fc h4{font-size:13px;font-weight:600;color:var(--text);margin-bottom:10px;}
.fc a{display:block;color:var(--text3);font-size:12.5px;padding:3px 0;transition:.18s;}
.fc a:hover{color:var(--brand);}
.fc-tel{font-size:19px;font-weight:700;color:var(--brand);letter-spacing:-.3px;}
.fc-sub{font-size:11.5px;color:var(--text3);margin-top:2px;}
.footer-bottom{font-size:12px;color:var(--text3);margin-top:6px;}

/* ============ 文档 / 协议页 ============ */
.doc-wrap{display:grid;grid-template-columns:220px 1fr;gap:18px;align-items:start;}
.doc-side{position:sticky;top:100px;background:#fff;border-radius:var(--radius);
  padding:14px;box-shadow:var(--shadow);}
.doc-side-title{font-size:12px;color:var(--text3);font-weight:600;margin-bottom:8px;letter-spacing:1px;}
.doc-link{display:block;padding:7px 10px;border-radius:7px;font-size:13px;color:var(--text2);transition:.18s;line-height:1.5;}
.doc-link:hover{background:var(--bg);color:var(--brand);}
.doc-link.on{background:var(--brand-soft);color:var(--brand);font-weight:600;}

.doc-main{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden;}
.doc-head{padding:26px 30px 18px;border-bottom:1px solid var(--border);}
.doc-head h1{font-size:22px;font-weight:700;line-height:1.4;}
.doc-sub{font-size:13px;color:var(--text2);margin-top:6px;}
.doc-meta{font-size:12px;color:var(--text3);margin-top:10px;}
.doc-body{padding:24px 30px;font-size:14px;line-height:1.95;color:var(--text);}
.doc-body h3{font-size:16px;font-weight:700;margin:26px 0 12px;padding-left:11px;
  border-left:3px solid var(--brand);line-height:1.4;}
.doc-body h3:first-child{margin-top:0;}
.doc-body h4{font-size:14.5px;font-weight:700;margin:20px 0 10px;}
.doc-body p{margin-bottom:12px;color:var(--text2);}
.doc-body ul,.doc-body ol{margin:0 0 14px 20px;}
.doc-body li{margin-bottom:7px;color:var(--text2);}
.doc-body b{color:var(--text);}
.doc-table{width:100%;border-collapse:collapse;margin:12px 0 18px;font-size:13px;}
.doc-table th{background:#F7F9FC;color:var(--text);font-weight:600;text-align:left;
  padding:10px 12px;border:1px solid var(--border);}
.doc-table td{padding:10px 12px;border:1px solid var(--border);color:var(--text2);vertical-align:top;}
.doc-note{background:#F4F7FF;border:1px solid #D8E3FF;color:#3B5BDB;
  border-radius:8px;padding:11px 15px;font-size:12.5px;line-height:1.8;margin-bottom:18px;}
.doc-warn{background:#FFF9E6;border:1px solid #FFE9A8;color:#8A6D1F;
  border-radius:8px;padding:12px 16px;font-size:12.5px;line-height:1.8;margin:14px 0;}
.doc-foot{padding:20px 30px 28px;border-top:1px solid var(--border);}

/* 电子保单样本 */
.policy-sample{border:1px solid var(--border);border-radius:10px;overflow:hidden;margin:14px 0;}
.ps-head{display:flex;align-items:center;justify-content:space-between;
  padding:14px 18px;background:linear-gradient(120deg,#2B5CFF,#00C6FF);color:#fff;}
.ps-logo{font-size:15px;font-weight:700;}
.ps-no{font-size:12px;font-family:ui-monospace,Menlo,monospace;opacity:.95;}
.ps-title{font-size:16px;font-weight:700;text-align:center;padding:18px 16px 12px;}
.policy-sample .doc-table{margin:0;border-radius:0;}
.ps-foot{padding:14px 18px;background:#F7F9FC;font-size:12px;color:var(--text2);line-height:1.9;}
.ps-warn{margin-top:8px;color:#8A6D1F;}

/* FAQ 折叠项（帮助中心） */
.qa-item{border-bottom:1px dashed var(--border);padding:14px 0;}
.qa-item:last-child{border-bottom:none;}
.qa-q{font-size:14px;font-weight:600;margin-bottom:6px;}
.qa-a{font-size:13px;color:var(--text2);line-height:1.9;}

/* 特色网格（关于我们 / 服务承诺） */
.feature-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:12px;margin:14px 0 20px;}
.fg-item{background:#F9FAFC;border:1px solid var(--border);border-radius:10px;padding:16px;}
.fg-ico{font-size:24px;margin-bottom:8px;}
.fg-t{font-size:14px;font-weight:600;margin-bottom:5px;}
.fg-d{font-size:12.5px;color:var(--text2);line-height:1.75;}

/* 单页 Hero */
.page-hero{background:linear-gradient(120deg,#2B5CFF 0%,#4F7BFF 50%,#00C6FF 100%);
  border-radius:16px;padding:32px 34px;color:#fff;margin-bottom:16px;}
.page-hero h1{font-size:23px;font-weight:700;margin-bottom:8px;}
.page-hero p{font-size:13.5px;opacity:.92;}

@media(max-width:900px){
  .doc-wrap{grid-template-columns:1fr;}
  .doc-side{position:static;display:flex;flex-direction:column;}
  .footer-cols{grid-template-columns:repeat(2,1fr);gap:18px;}
  .doc-head{padding:20px;}
  .doc-body{padding:18px 20px;}
  .doc-foot{padding:16px 20px 22px;}
  .feature-grid{grid-template-columns:repeat(2,1fr);}
}
@media(max-width:640px){
  .doc-body{font-size:13.5px;}
  .doc-body h3{font-size:15px;}
  .feature-grid{grid-template-columns:1fr;}
  .footer-cols{grid-template-columns:1fr;gap:14px;}
  .page-hero{padding:22px;}
  .page-hero h1{font-size:19px;}
}

/* ===== 内容页补充样式 ===== */
.about-hero{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:16px 0 22px;}
.about-stat{background:linear-gradient(135deg,var(--brand),#6C8CFF);color:#fff;border-radius:12px;
  padding:18px 14px;text-align:center;box-shadow:0 6px 18px rgba(43,92,255,.18);}
.about-stat b{display:block;font-size:24px;font-weight:700;line-height:1.2;}
.about-stat span{font-size:12px;opacity:.9;}

.help-entry{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:12px;margin:14px 0 22px;}
.help-card{display:block;background:#fff;border:1px solid var(--border);border-radius:12px;padding:18px 16px;
  transition:.2s;box-shadow:var(--shadow);}
.help-card:hover{border-color:var(--brand);transform:translateY(-3px);box-shadow:var(--shadow-hover);}
.help-ico{font-size:26px;margin-bottom:8px;}
.help-card h3{font-size:14.5px;font-weight:600;margin-bottom:5px;}
.help-card p{font-size:12.5px;color:var(--text2);line-height:1.7;}
.help-steps{padding-left:20px;margin:12px 0 20px;font-size:13.5px;color:var(--text2);line-height:2;}
.help-steps b{color:var(--text);}

.commit-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:12px;margin:14px 0 22px;}
.commit-card{background:#fff;border:1px solid var(--border);border-radius:12px;padding:18px;
  position:relative;box-shadow:var(--shadow);}
.commit-no{position:absolute;top:14px;right:16px;font-size:26px;font-weight:800;color:#EEF2FA;letter-spacing:-1px;}
.commit-card h3{font-size:15px;font-weight:700;margin-bottom:8px;}
.commit-card>p{font-size:13px;color:var(--text2);line-height:1.8;}
.commit-list{padding-left:18px;margin-top:10px;font-size:12.5px;color:var(--text2);line-height:1.95;}

.timeline{list-style:none;padding:0;margin:12px 0 20px;}
.timeline li{position:relative;padding:9px 0 9px 22px;font-size:13.5px;color:var(--text2);
  border-left:2px solid var(--border);}
.timeline li::before{content:"";position:absolute;left:-6px;top:15px;width:10px;height:10px;border-radius:50%;
  background:var(--brand);}
.timeline li b{color:var(--text);margin-right:6px;}

@media(max-width:640px){
  .about-hero{grid-template-columns:repeat(2,1fr);}
  .doc-wrap{grid-template-columns:1fr;}
  .doc-side{position:static!important;}
}

/* ---------------- 支付弹窗步骤条 ---------------- */
.pay-steps{display:flex;align-items:center;justify-content:center;gap:0;margin:2px 0 16px;}
.pay-step{display:flex;align-items:center;gap:6px;font-size:12px;color:var(--text3);}
.pay-step .ps-n{width:20px;height:20px;border-radius:50%;background:var(--bg);color:var(--text3);
  display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:700;}
.pay-step.on{color:var(--brand);font-weight:600;}
.pay-step.on .ps-n{background:var(--brand);color:#fff;}
.pay-step.done{color:var(--text2);}
.pay-step.done .ps-n{background:#0a7d33;color:#fff;}
.pay-step-line{width:34px;height:1px;background:var(--border);margin:0 8px;}

/* 行内协议链接 */
.doc-link-inline{color:var(--brand);text-decoration:none;border-bottom:1px solid var(--brand);margin:0 1px;}
.doc-link-inline:hover{opacity:.8;}